Author: Jarrod

How to Make Sure Your Contractor is Insured in Texas

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You’ve been dreaming about upgrading that cramped, outdated kitchen for years. Or maybe you’re at a crossroads after significant property damage, weighing whether to stay and renovate or sell your property and avoid costly repairs. While many homeowners start their contractor search by asking friends and colleagues for recommendations, ensuring your contractor is properly insured … Continued

6 Advantages of Selling Your Home to a Direct Buyer in Texas That You Might Not Know About

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Selling your home in Texas represents a significant life decision with far-reaching impacts. Whether you’re downsizing, relocating, or simply seeking change, finding the right buyer is crucial for your peace of mind. While traditional real estate agents work for many sellers, direct buyers like Electrum Properties offer unique advantages for specific situations. If you’re dealing … Continued

6 Smart Tips to Help You Sell a Damaged Home in Texas

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Selling a damaged home in Texas can feel like an uphill battle. Most traditional buyers avoid properties with visible damage, preferring move-in ready homes instead. When buyers do show interest in your damaged property, they often submit disappointingly low offers, hoping to capitalize on your difficult situation. This can be emotionally draining for sellers watching … Continued

Should You Make Repairs to Your Texas House Before Selling It?

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Feeling unsure about whether you should make repairs to your Texas house before putting it on the market? You’re not alone—this is a common dilemma that many homeowners face when preparing to sell. On one hand, investing in repairs and updates could increase your property’s value and attract more competitive offers. On the other hand, … Continued

Homeowners Insurance 101: A Guide for Home Buyers In Lubbock

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Homeowners insurance. It’s essential, required with a mortgage, but how much do you truly understand beyond the basics? What’s actually covered, what isn’t, which policy types exist, and how do you determine adequate protection? And what happens when facing storm damage, or even something devastating like fire damage? Without proper knowledge, you might be overpaying … Continued

Stopping the Foreclosure Process: A Guide for Texas Homeowners

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Stopping the foreclosure process on your Texas home may feel overwhelming, but there’s hope. The burden of dealing with banks, negotiating complex terms, and the constant pressure of mortgage payments can become unbearable. At Electrum, we deeply understand this struggle and want you to know you have options. Foreclosure impacts millions of Americans each year—you’re … Continued

How to Sell Your House in Lubbock if You Owe More Than It’s Worth

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Owing more on your mortgage than your home is currently worth can make selling feel like an uphill battle — especially when you’re under pressure from financial or personal circumstances. Whether you’re facing job loss, relocation, divorce, or other urgent life changes, the added weight of negative equity can make an already stressful situation feel … Continued

What Rising Foreclosure Rates Mean for Home Buyers and Sellers in Texas

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It’s no secret that foreclosure rates in America are on the rise. This shift is directly affecting the Texas real estate market in numerous ways. The housing market has always been characterized by its volatility. With constantly changing prices, evolving regulations, and unpredictable economic conditions, navigating this landscape successfully presents challenges for both buyers and … Continued

How to Sell Your House During Bankruptcy in Texas

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When filing for bankruptcy while owning a home, your property becomes part of the bankruptcy estate – assets you legally possess. In October 2022, chapter 13 bankruptcy filings surged by twenty-seven percent compared to the previous year. Overall bankruptcies increased by seven percent across all chapters, directly mirroring the seven percent rise in inflation. Many … Continued

Avoiding Foreclosure: How Texas Direct Property Buyers Can Help You Keep Your Credit Score Intact

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Facing foreclosure can be an overwhelming and distressing situation for any Texas homeowner. Beyond losing your home, it threatens your credit score and long-term financial stability. Fortunately, Texas homeowners have alternatives, including partnering with cash home buyers like Electrum Properties. In this blog post, we explore how direct property buyers can provide a fast, cash … Continued

Traditional Sales vs. Short Sales And Foreclosures in Texas

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Home sales typically fall into three primary categories: traditional sales, short sales, and foreclosures. Each option presents different advantages and challenges for buyers, with short sales and foreclosures generally offering more affordable prices. As cash home buyers at Electrum Properties, we remind our clients that these properties are usually priced lower for specific reasons. Your … Continued

5 Ways the Foreclosure of Your Texas House Will Impact You in the Future

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The foreclosure process moves at a glacial pace, giving you valuable time to change course and protect your financial future. Unfortunately, foreclosure is completely preventable, yet many homeowners suffer years of financial damage simply because they weren’t aware of their options and didn’t take decisive action when it mattered most. No matter what life changes … Continued
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