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Homeowners Insurance 101: A Guide for Home Buyers In Lubbock

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Homeowners insurance. It’s essential, required with a mortgage, but how much do you truly understand beyond the basics? What’s actually covered, what isn’t, which policy types exist, and how do you determine adequate protection? And what happens when facing storm damage, or even something devastating like fire damage? Without proper knowledge, you might be overpaying … Continued

6 Advantages of Selling Your Home to a Direct Buyer in Texas That You Might Not Know About

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Selling your home in Texas represents a significant life decision with far-reaching impacts. Whether you’re downsizing, relocating, or simply seeking change, finding the right buyer is crucial for your peace of mind. While traditional real estate agents work for many sellers, direct buyers like Electrum Properties offer unique advantages for specific situations. If you’re dealing … Continued

6 Smart Tips to Help You Sell a Damaged Home in Texas

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Selling a damaged home in Texas can feel like an uphill battle. Most traditional buyers avoid properties with visible damage, preferring move-in ready homes instead. When buyers do show interest in your damaged property, they often submit disappointingly low offers, hoping to capitalize on your difficult situation. This can be emotionally draining for sellers watching … Continued

How to Make Sure Your Contractor is Insured in Texas

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You’ve been dreaming about upgrading that cramped, outdated kitchen for years. Or maybe you’re at a crossroads after significant property damage, weighing whether to stay and renovate or sell your property and avoid costly repairs. While many homeowners start their contractor search by asking friends and colleagues for recommendations, ensuring your contractor is properly insured … Continued

Should You Make Repairs to Your Texas House Before Selling It?

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Feeling unsure about whether you should make repairs to your Texas house before putting it on the market? You’re not alone—this is a common dilemma that many homeowners face when preparing to sell. On one hand, investing in repairs and updates could increase your property’s value and attract more competitive offers. On the other hand, … Continued

Stopping the Foreclosure Process: A Guide for Texas Homeowners

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Stopping the foreclosure process on your Texas home may feel overwhelming, but there’s hope. The burden of dealing with banks, negotiating complex terms, and the constant pressure of mortgage payments can become unbearable. At Electrum, we deeply understand this struggle and want you to know you have options. Foreclosure impacts millions of Americans each year—you’re … Continued

5 Ways the Foreclosure of Your Texas House Will Impact You in the Future

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The foreclosure process moves at a glacial pace, giving you valuable time to change course and protect your financial future. Unfortunately, foreclosure is completely preventable, yet many homeowners suffer years of financial damage simply because they weren’t aware of their options and didn’t take decisive action when it mattered most. No matter what life changes … Continued

Traditional Sales vs. Short Sales And Foreclosures in Texas

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Home sales typically fall into three primary categories: traditional sales, short sales, and foreclosures. Each option presents different advantages and challenges for buyers, with short sales and foreclosures generally offering more affordable prices. As cash home buyers at Electrum Properties, we remind our clients that these properties are usually priced lower for specific reasons. Your … Continued
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